Divya Jaiswal
I am a skilled Financial Analyst with over six years of experience specializing in asset management, appraisal, and cash flow analysis. My expertise lies in providing insightful financial strategies and assessments to support informed decision-making and drive business growth.
With a strong background in Commercial Real Estate (CRE) Financial Analysis, Construction Draws, Bank Reconciliation, and Due Diligence for project finance applications, I have worked extensively with clients across various sectors. My analytical abilities, problem-solving skills, and keen eye for financial assessment allow me to navigate complex financial models and asset workbenches efficiently.
Location
New Delhi
About Me
Resume
Short-term Goals: I aim to enhance my expertise in Commercial Real Estate (CRE) financial analysis and asset management by improving proficiency in advanced financial modeling tools, obtaining relevant certifications (CFA, FRM, or CRE-focused courses), and taking on leadership responsibilities to mentor junior analysts and optimize financial processes. Additionally, I seek to expand my professional network and stay updated on market trends to gain deeper industry insights.
Long-term Goals: My goal is to advance into a senior leadership role, such as Finance Manager, VP of Asset Management, or Director of Financial Analysis, where I can drive business growth through expertise in real estate investment strategies, portfolio management, and corporate finance. I aspire to establish a strong professional presence through industry contributions, gain experience in mergers & acquisitions, and potentially launch my own financial consultancy firm specializing in real estate finance and investment strategies.
Leadership and Work Experience
Experience
Senior Analyst
Situs AMC, Gurugram Sep 2023 – Present
- Financial analysis, analyzing the financial models and updating the Asset Workbenches.
- Cash Flow Analysis of various Commercial Assets such as Multi-Family, Retail, Office Suites, Hotels, Self Storage and Industrial Space.
- Rent Roll Analysis for every quarter to update the occupancy for various clients.
- Preparing ASR (Asset Summary Report) by compiling third party reports analysis, property market analysis, property analysis, borrower analysis, transaction summary and strength and weakness analysis.
- Analyzing property market and sub-market analysis using Co-Star and other third-party reports.
- Preparing annual and quarterly mortgage review reports by analyzing property financial statements, rent roll
- and sales and rental comparable to the property.
- Abstracting data from various documents such as Loan Agreement, promissory note, Appraisal report etc. per Ad-hoc client requirements.
Senior Executive (Financial Analyst)
Acuity Knowledge Partners, Bangalore Sep 2022 – Aug 2023
- Worked on Construction Draws Memo report writing based on inspection report, ASR, loan agreement document, budgets, invoices, and Guarantor Financials
- Reviewed third party reports such as inspection report, PCA & ESA.
- Worked closely with the clients to fund the monthly disbursement through Salesforce.
- Also, worked on covenant analysis for updating repairs, reserves and cash management balances.
Process Developer
Genpact Pvt. Ltd. Gurugram Feb 2019 – Aug 2022
- Worked past 3.7 years as SME in Commercial Lending with US Clients.
- Specialized in Asset Management FS and Analysis, Reported P&L and budgets.
- Consolidated and analyzed monthly results and budgets.
- Worked on Financial Analysis assessing the financial statements of an asset through analysis by calculating DSCR and net cash flow and uploading the same to tools.
- Maintained daily report on Bank Reconciliations of payment received
- Direct interaction with the stakeholders & streamlining line the process by reducing error & increasing efficiency.
- Gold Award Winner in Genpact, for Outstanding Performance.
- Arranging weekly team meetings, targeting SLAs.
- Supported in Investor Reporting, Delinquency Report & New Loan QC.
Senior Analyst
Quatroo Processing Services, Gurugram Oct 2016 – Apr 2018
- Worked as Sr. Analyst with US Clients for Financial statements such as income statements, budgets to update in client tools.
- Review of historical financial statements and analyze the same from client tools.
- Promoted as Sr. Analyst in a year.
Achievements
- Supported onshore analyst team for research related tasks
- Trained new colleagues in the process.
- Achieved and surpassed monthly targets set within given TAT.
- Received LOR from US Client.
- Gold Award Winner in Genpact.
Project
I led a plantation project to enhance the office environment by planting trees and greenery, promoting sustainability. This initiative not only contributed to environmental well-being but also encouraged employees to engage in eco-friendly practices.
